One more collection account to go until they are all completely gone from my credit reports. This one will be litigated in the courts (Paragon Way / Collins). After speaking to my lawyer, he feels as though they have a very weak case because the only evidence they have produced in the discovery process is a statement from 2003 with my name and an old address on it. Nothing to prove the account is mine. I have come a long way in a relatively short time...100 point increase in my FICO scores and down to 3 charge-off accounts and 1 collection account. Folks this can be done and is relatively simple to do once you become an informed consumer.
I am writing a letter now to WFFNB / Victoria Secret to ask for them to produce some documentation proving this account is mine. I am sure my Ex-wife opened this account in my name (she was good at this I'm coming to find out). There is no way in hell they will find my signature on anything concerning this account.
Credit Secrets Bible
Monday, November 12, 2007
Last Collection Account - Lawsuit Update
Posted by
Scott B
at
4:08 PM
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