Finally, CACV removed the tradeline from all 3 credit reporting agencies. This is big, these guys are tough to get rid of. I am still showing a Paragon Way account on my TransUnion credit report that was supposed to be removed two months ago. I have continued my dispute with TransUnion on this but they keep rejecting it. I am going to have to get tough with TransUnion to get rid of it I guess. I am writing up a dispute letter to them now and going to send it off it should be gone because I know they sent the transmittal because I have a copy of it. I am now down to really only having one collection account left and that is the other Paragon Way account that I am being sued for.
Update on the lawsuit, well really nothing to report there. They filed on me, I answered and filed a counter suit, they asked for a 2 week extension to answer. This is probably good news meaning they don't have squat.
Some other things I need to work on are a Victoria Secret account, which I can pursue directly with them now that I got their flunky collection agency off my back (Plaza). My plan is to contact them and try to file an identity theft report on this account. I am pretty sure I never opened this account, I'm also sure that it was probably my ex-wife. I also have a Chase charge-off, the one Paragon is suing me for, listed. Not sure how I am going to deal with it yet. I have an Amex charge-off also, this will probably have to be paid to get it into a "better standing", they don't fudge and they don't make deals. I will tackle this later, may end up just waiting this one out if they are not real cooperative in working out a deal.
The Victoria Secret and the AMEX are killing me because they report the charge-off every single month and it shows as a recent derogatory account that just kills my score. Got to do something with these.
Updated Credit scores (FAKO)
TU - 638
EX - 621
EQ - 598
Credit Repair - Erase Bad credit!
Wednesday, November 7, 2007
Another Collection Agency Bites The Dust
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2 comments:
I really liked the post you did in the ezine article site and it is very informative as well.Sir,I am amatuer and still in the learning process for the market of finance giants.Would it be possible for you if could do some more of this sort of post in the ezine article or in your blog.I would be very thankful to you.Waiting for your response.Thank you
I will in fact be writing more articles concerning credit repair. I am also working on a credit repair web site that will feature much more detail of the credit repair process. Stay tuned.
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