Equifax Dispute Results - Two Negative Listings Deleted

Got my dispute results from Equifax, results were the removal of West Asset and Pro Collect. I'll take it. In case you are wondering why I am only disputing a few items at a time with the credit reporting agencies instead of all at once, well if you dispute too many items at once they will put a fraud alert on your report, plus it is easier to keep track of.

I sent out a "Goodwill" letter today to my credit union with a sob story in hopes that they will remove some late payments from my report.

I also continued with adding more disputes with the Credit Reporting Agencies. I disputed an account from DSRM National Bank (Valero) in which they had me listed as an Authorized User on TransUnion and Equifax. It is illegal to report a negative item in which you did not obtain the credit. I did not ever obtain this credit, it was probably my ex-wife and she had me listed as an authorized user. I disputed an account with LVNV for a GEMB / Walmart card, never recall opening this one, this is only listed on TransUnion, in fact the GEMB / Walmart account shows as a positive on my Experian report so I will leave that one alone. Off to write some letters.

Credit Repair - Erase Bad Credit!